Talk to an Expert

Banking & Financial Technology

Technology for modern
financial institutions.

From core banking and lending to risk, compliance, digital banking and business intelligence — CSJ works with selected technology vendors to deliver business-critical BFSI solutions.

Full portfolio

Ten capability areas for financial institutions.

FOUNDATION

Core Banking

The technology foundation for banking operations — customer accounts, transactions, interest, fees and the core ledger.

  • Customer account management
  • Interest & fee calculation
  • Transaction processing
  • Core ledger integration
CREDIT

End-to-End Lending

From loan origination through underwriting, disbursement, repayment management, collections and portfolio analytics.

  • Loan origination & appraisal
  • Loan origination & appraisal
  • Disbursement processing
  • Collections & recovery
RISK

Risk Management

Operational, credit and market risk capabilities to help financial institutions identify, measure and manage exposure.

  • Credit risk assessment
  • Market risk measurement
  • Operational risk monitoring
  • Risk reporting & dashboards
COMPLIANCE

AML & Transaction Monitoring

Technology for structured transaction monitoring, suspicious activity detection and anti-money laundering compliance.

  • Transaction surveillance
  • Customer due diligence (CDD
  • Suspicious activity alerts
  • Regulatory reporting
SECURITY

Fraud Management

Technology-supported fraud monitoring, case management and investigation tools for financial institutions.

  • Real-time fraud detection
  • Investigation tools
  • Case management workflows
  • Pattern analysis
CHANNELS

Digital Banking

Internet and mobile banking solutions that bring banking services directly to customers across digital channels.

  • Internet banking portal
  • Self-service workflows
  • Mobile banking application
  • Digital onboarding
TREASURY

Treasury Management

Treasury operations, cash management, FX and money market capabilities for financial institutions.

  • Cash & liquidity management
  • Money market instruments
  • FX operations
  • Treasury reporting
ANALYTICS

Banking Business Intelligence

Analytics and reporting tools that give financial institution leadership visibility across the business.

  • Executive dashboards
  • Regulatory reports
  • Portfolio analytics
  • Performance monitoring
ALM

Asset & Liability Management

Balance sheet management, interest rate risk and funding structure optimization for financial institutions.

  • Interest rate risk
  • Funding strategy
  • Liquidity management
  • ALM reporting
TRADE

Financial Supply Chain

Supply chain finance, working capital solutions and trade finance technology for financial institutions.

  • Invoice financing
  • Trade finance
  • Supply chain finance
  • Working capital solutions

Implementation model

How CSJ delivers BFSI technology.

01

Requirements analysis

We work with your technology and operations teams to understand the functional and technical requirements.

02

Vendor selection

We connect you with selected technology vendors whose platforms match your requirements.

03

Implementation

We work alongside the vendor and your team through structured deployment and configuration.

04

Testing & go-live

Rigorous testing before go-live. We support the transition and stabilization period.

05

Ongoing support

CSJ provides L1/L2 support. L3/L4 is provided by the technology vendor.

Support model

We don’t disappear after implementation.

L1 -CSJ

Initial Support

  • Issue logging
  • Basic troubleshooting
  • User guidance

L2 -CSJ

Technical Investigation

  • Configuration support
  • Operational support
  • Escalation management

L3-Technology Vendor

Specialist Technical

  • Specialist technical support
  • Platform-level investigation

L4-Technology Vendor

Advanced Engineering

  • Development-level support
  • Platform engineering

Let’s talk

Implementing banking technology?

Let’s discuss your requirements. Our team works with financial institutions across Tanzania and East Africa.

Request a Banking Technology Briefing

Call +255 696 763763

WhatsApp +255 715 763763